Podcast: Wealth Coffee Chats

It’s Monday, April 20, 2026, and the property market is buzzing with speculation. With the May 12 budget looming, rumors are swirling about a significant reduction in the Capital Gains Tax (CGT) concession—potentially dropping from 50% to 25%. In today’s Wealth Coffee Chat, Emily breaks down why this “noise” is nothing new when viewed through…

As we head into the “Twin Dates” of May 2026—the predicted RBA hike to 4.35% and a potentially landscape-shifting Federal Budget—investors are facing a crossroads. In this Finance Friday edition, we break down why the “old rules” of saving a 20% deposit might actually be costing you more in the long run. We explore the…

After a brief tech-induced hiatus, Alex is back to bring the high-level economic talk back down to base: your personal budget. In an era of $3.50 fuel and international volatility, it’s easy to feel like you’ve lost control of your finances. This episode simplifies the “dreaded” budget into a basic mechanical tool. Using a 2026…

In this Monday morning edition of Wealth Coffee Chats, Rosie and Jared tackle one of the biggest “wealth killers” in a property investor’s journey: the depreciating car. While we all love the smell of a new car—and Jared has his eyes on a Lamborghini—the reality is that car finance “smashes” your borrowing power. In this…

Welcome to this Finance Friday edition of Wealth Coffee Chat. As we navigate the post-Easter landscape of April 2026, the “variable rate” has become the bill that arrives every time a group of economists meets. With the cash rate sitting at 4.1% and a May hike predicted to undo all of 2025’s relief, mortgage affordability…

In this episode of Wealth Coffee Chats, Alex dives into the economic phenomenon that many investors haven’t seen since the 1970s: Stagflation. While we are all familiar with inflation and the looming threat of recession, stagflation is a far more complex “neutral” trap—combining stagnant growth, high inflation, and a softening labor market. With the Middle…

In this final wrap-up of the Division 296 superannuation tax, financial advisor Anthony Wolfenden breaks down the legislation that officially passed Parliament on March 10, 2026. We move past the speculation to look at the final law, which has fortunately abandoned the controversial taxation of unrealized gains. This episode provides a technical roadmap for high-balance…

In this episode, property coach Megan Wolfenden breaks down the “Black Swan” theory and explains why unpredictable global events—from the GFC and COVID-19 to the 2026 fuel crisis—often serve as the ultimate catalyst for property price and rent surges. By analyzing over 30 years of historical cycles, we explore why the period immediately following a…

“Why did the mortgage break up with me? It said I needed more interest.” Puns aside, this Finance Friday edition of Wealth Coffee Chats tackles the sobering reality of the Australian property market in March 2026. With back-to-back rate hikes in February and March, the official cash rate now sits at 4.1%. While inflation has…

It is officially a “hot topic” at the petrol pump. With fuel costs spiraling and supply chains tightening, more investors and professionals are looking at Novated Leasing to offset the cost of their daily commute. But is it a silver bullet? Alex dives into a real-life case study of a $65,000 EV, comparing an outright…