Podcast: Wealth Coffee Chats

WCC 688: Optimising Borrowing Capacity: The Importance of Your Credit File

In this conversation, Cang discusses the importance of understanding your credit file and the information it contains. He explains that your credit file is a document that lenders use to determine if you are worthy of lending money to. Cang also provides tips for managing off-the-plan property purchases and highlights the need for regular check-ins…

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WCC 687: The Importance of Asset Allocation in Real Estate Investing

Real estate investing can be time-consuming and stressful, but with the right strategies, it can be a valuable asset. Harry Triguboff, one of Australia’s richest property investors, provides some lessons on building a successful property portfolio. Triguboff’s portfolio is 66% residential real estate, with a focus on high-density apartments. He also accelerates his wealth by…

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WCC 686: Protecting Your Investment: Managing Tenants Running Businesses from Rental Properties

Discover the crucial insights every landlord and investor needs to know about tenants running businesses from rental properties. Join Cass as he shares a compelling story of a client who faced this exact challenge. Learn about the legal implications, due diligence strategies, and proactive measures that can safeguard your property. This discussion is a must-read…

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WCC 685: Buy Well, Never Sell…But When Should You Actually Sell Your Property?

In today’s Wealth Coffee Chat, Jason dives into the art of savvy property investment, urging listeners to think twice before selling. He breaks down the top three reasons to consider a sale—from substandard properties to upgrading or shifting to tax-advantaged locations—and peppers his advice with real-life stories from his own experiences. Tune in as Jason…

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WCC 684: When are interest rates going to fall?

In this edition of Finance Friday, Cang Dang from Positive Money walks us through the expected announcements from the RBA regarding rate cuts, when we can expect them and the impact any cuts (or hikes) are going to have on your ability to borrow from a broker. Let’s Wealth Coffee Chat!

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WCC 683: Where Do Facts and Politics Meet?

In this video WCC guest host and Director of Fenton Financial, Andy Fenton, walks us through the overwhelming political change being seen throughout the world and tries to find the middle ground between political structures and reality. Let’s Wealth Coffee Chat!

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WCC 682: Smart Strategies for Dealing with C-Grade Properties and Managers

In today’s Wealth Coffee Chat, Cass from Property Management dives into the pitfalls of managing C-grade properties combined with C-grade property managers. Drawing from a real-life scenario, Cass highlights the importance of proactive maintenance, strategic renovations, and the critical role of experienced property managers in safeguarding your investment. Tune in and let’s Wealth Coffee Chat!

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WCC 681: Inflation, Tax, and Superannuation: What You Need to Know

In this episode of Wealth Coffee Chats, Andy Fenton dives into the latest changes in tax rates and superannuation. He breaks down the new tax brackets, how inflation affects your tax payments, and the increase in the superannuation guarantee for salaried investors. He also discusses changes to concessional and non-concessional contributions, emphasizing the importance of…

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WCC 680: Getting Your Planning Rhythm Set For 2025

Listen up folks! Join Andy Fenton as he shares essential planning and goal-setting tips for wealth and property success. Learn about the four key planning times: January for goal setting, April for tax planning, July for investment reviews, and October for progress checks. Track your progress, adjust your strategies, and stay organised. Let’s Wealth Coffee…

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WCC 679: Maximising Opportunities with the Home Guarantee Scheme

In this episode of Wealth Coffee Chat’s Finance Friday, we delve into the new government initiatives designed to support first-time homebuyers and single parents through the Home Guarantee Scheme. Managing Director Cang from Positive Money sheds light on how banks assess loan applications, balancing between your income, expenses, and the value of your assets. This…

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